Wednesday, December 16, 2009

Big FAT pain in the tail!

Grab your popcorn.

Ugh! This morning hubs called me and as soon as I answered the phone I could tell he was in a tizzy. He told me that Visa card services had just called our house and said that there looked like there were fraudulent charges on my debit card and for me to call them. Freakin' peachy. So I called-it was an automated call- and there was a charge at Home Depot in Missouri for $400! I said that I didn't authorize it and there was a hold placed on my card and I was told to call my credit union. And that's just the beginning of my saga for the day....

Good thing I looked cute today!

Anyway. I contacted my step-dad who works for the credit union and he told me who to contact. I contacted that lady and by this time(like 10 minutes later) there were two more charges at the same Home Depot-one for $200 and one for $201. They were pending to clear my checking account! $800!! There's definitely not an extra $800 in there! Gah! I had to go to the credit union to fill out paperwork to dispute the charges. Oh, the credit union also told me that the person that stole the number made their own card!!! How the heck do you do that?!?! Have I mentioned how busy I am right now? I don't have time for this crap. While I was at the credit union they told me that I had to go to the police department and have a report made. I thought that would be easy because the PD is across the street from my office.

Ha. Ha. Ha.

I forgot that the rookies normally have to man the desk. Poor guy. He was so nervous. And once he found out hubs was a cop, he got even more nervous it seemed.

At least he was cute because I had to look at him for a long time! He couldn't figure out if he could even make a report since the fraud actually happened in another state, out of his jurisdiction. So we called hubs and between the two of them they figured that an investigator should be called and they could tell us what to do. So, Officer called an investigator and the investigator said that they could take the report and he would take it from there!

All that took like 45 minutes.

Then Officer had to write the report. That took a while too.

So, there you have it. My luck. I hope they find the creep and he rots in jail.



Beverly said...

That is so freaking crazy! How in the heck do you make a fraudulent card??? Where do these people learn these things?? I'm sorry it happened! Stupid silly bands huh??

Adge said...

that is crazy and scary at the same time. atleast you found out quick